Oct 18, 2011

Zero down loans do still exist, that’s right, they do! To get a zero down loan, you must use a loan program offered by USDA, the U.S. Department of Agriculture! Most loan officers or banks can help with figuring this out, but if you have any questions, please contact us and we can put you in touch with some lenders that specialize in this no money down...

Ever wanted to get 50% off list price on a house in Austin?  There is one way you can.  HUD’s (U.S. Department of housing and Urban Development) Good Neighbor Next Door program does just that.  If you are employed as a law enforcement officers, pre-kindergarten through 12th grade teacher, or a firefighters/emergency medical technicians, you can qualify...

Home Buyers Tax Credit, Get in on the Act! If you have been thinking about buying a new home, why not do it now?  The federal government is giving away money for those who want to buy a home.  Many people mistakenly think this only applies to first time buyers.  Not true, now everyone can get in on the act.  The move-up, move-down, or...

Understand the lingo. Do your best to obtain general knowledge about the home buying process and the real estate market. Your Texas REALTOR® can be an invaluable asset to you when starting out. You might also look into taking a home buyer education course; The Texas Department of Housing and Community Affairs offers classes around the state. Know the market....

I am sure by now most people have heard that the home buyers tax credit has been extended.  Which is great news for everyone who is interested in buying or selling a house.  The first-time home buyers credit of $8,000 was extended and a new credit was added for existing homeowners looking to buy another.  If you own a home you can now buy another...

1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. 2. Develop your home wish list. Then, prioritize the features on your list. 3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools,...

According to new data from RealtyTrac Inc. The state recorded 11,261 default, auction and bank repossession notices in August. That’s 6.8 percent down from July, but up nearly 4 percent from August 2008.Look like we are headed on the right track.  This news coupled with the news that Austin and San Antonio areas may lead Texas out of the recession is...

We are in the middle of perfect storm for first time buyers. Thanks, to the American Recovery and Reinvestment Act of 2009, first time home buyers can get an $8,000 tax credit. This money does not ever have to be paid back assuming the buyer stays in the home for 36 month. The home does have to be purchased in 2009. The IRS does have other numerous rules...